Plan Details

Accident Plan

The LifeSecure Accident insurance can be used to help pay for unexpected out-of-pocket costs that result from covered accidents. This accident insurance does not provide an ID card, however you will have an online portal with the policy number and claim instructions. You can submit detailed copies of the bills you receive to LifeSecure for a reimbursement check addressed directly to you. For example, if you already have a major medical insurance policy with a high deductible you could use the reimbursed money to pay towards your deductible or if you have already met your deductible then you can use any money received from the accident insurance however you’d like regardless of if it’s medical bills or not.

Here are just some of the items covered:

  • Cash benefits paid directly to you
  • Medical and recovery expenses
  • Home care assistance
  • Child care
  • Housekeeping help
  • Transportation to and from appointments
  • Anything else needed for your recovery
  • LifeSecure plan details

Pro Tip:  You need to file a claim to get your cash.

Questions? Call the Support Team at (877) 247-8817

How to Submit a Claim

    1. The accident plan claim form must be submitted within 120 days of the occurrence.
    2. Login to LifeSecure.com and  you will find “How to File a Claim”.
    3. Make sure to fill out the claim form properly to avoid delay of payment
    4. You may submit the claim form electronically through your Policyholder Portal or fax the claim to 877-226-7315.

Dental

PrimeStar Lite

The PrimeStar Lite plan is an affordable option for those with a healthy mouth. It offers basic coverage with an emphasis on preventive care such as exams and cleanings. The annual maximum benefit and coverage for Basic and Major procedures increase after the first year on the plan.

  • No waiting period
  • Annual maximum benefit of $750 per-person
  • Preventative services including exams and cleanings covered at 100%
  • Basic services such as fillings, sealants, and bitewing x-rays covered at 50%
  • Ability to visit any dentist nationwide
  • Ameritas Provider Search 

Pro Tip: Members must be 18 to enroll in an individual dental plan. Dependents are able to be covered until age 26. 

Questions? Call the Support Team at (877) 247-8817

PrimeStar Boost

The PrimeStar Boost plan is great for those looking for robust coverage. Benefits include teeth whitening and coverage for child orthodontic care. Major coverage includes implants and peridontics. The annual maximum benefit and coverage for Basic and Major procedures increase after the first year on the plan.

  • No waiting period
  • Annual maximum benefit of $1500 per-person
  • Preventative services covered at 100%
  • Basic services including oral surgery and implants covered at 65%
  • Ability to visit any dentist nationwide
  • Child Orthodontic coverage
  • Ameritas Provider Search 

Pro Tip: Members must be 18 to enroll in an individual dental plan. Dependents are able to be covered until age 26. 

Questions? Call the Support Team at (877) 247-8817

Primestar Complete

The PrimeStar Complete plan offers extensive dental care. This comprehensive plan offers implant coverage as a Major procedure and has a beneift for hearing aids and exams. The annual maximum benefit and coverage for Basic and Major procedures increase after the first year on the plan

  • No waiting period
  • Annual maximum benefit of $2500 per-person
  • Preventative and Diagnostic services covered at 100%
  • Basic services including simple extrations covered at 80%
  • Coverage for dentures, bridges, and periodontics 
  • Ability to visit any dentist nationwide
  • Ameritas Provider Search 

Pro Tip: Members must be 18 to enroll in an individual dental plan. Dependents are able to be covered until age 26. 

Questions? Call the Support Team at (877) 247-8817

Vision

PrimeStar Select Vision

The PrimeStar Select plan gives you access to the EyeMed Access national network. Eyewear can be purchased at local providers or through Contacts Direct, Glasses.com, Target Optical, Pearle Vision and Lenscrafters.

Highlights of the PrimeStar Select Vision plan include:

  • No waiting period
  • $25 annual eye exam
  • $0 copay for standard prescription lenses
  • Up to $130 allowance for contact lenses
  • Up to $130 allowance for frames
  • PrimeStar EyeMed Provider Search  

Pro Tip:  All vision services are one year from date of service and not based on your date of enrollment.

Questions? Call the Support Team at (877) 247-8817

PrimeStar Choice Vision

The PrimeStar Choice plan gives you access to the EyeMed Access national network. Eyewear can be purchased at local providers or through Contacts Direct, Glasses.com, Target Optical, Pearle Vision and Lenscrafters.

Highlights of the PrimeStar Select Vision plan include:

  • No waiting period
  • $10 annual eye exam
  • $0 copay for standard prescription lenses
  • Up to $150 allowance for contact lenses
  • Up to $150 allowance for frames
  • PrimeStar EyeMed Provider Search  

Pro Tip:  All vision services are one year from date of service and not based on your date of enrollment.

Questions? Call the Support Team at (877) 247-8817

teladoc

Avoid waiting rooms! Teladoc gives you 24/7/365 access to doctors and mental health providers with unlimited visits at $0 copay. Get the care you need at a time and place that works for you. You can meet with the providers through the Teladoc app or website. Once a student enrolls, Teladoc benefits are available to spouses and dependents at no additional cost.

Plan Cost

6 Month

12 Month

Student

$75.60

$151.20

An administration fee is included in the total plan cost.

Here are the key features:

  • Unlimited visits with $0 copay per visit
  • Behavioral Healthcare with the ability to diagnose, treat and provide medication management
  • Dermatology care to diagnose and treat over 3,000 skin, hair and nail conditions
  • Prescriptions can be sent to the nearest pharmacy
  • Treatment covers over 50 routine medical conditions including allergies, cold/flu, sore throats, and rashes
  • U.S. board-certified doctors with an average of 20 years of experience
  • Recurring visits can be with the same provider of your choosing
  • Teladoc Frequently Asked Questions
  • Getting started with Teladoc

Pro Tip: Register on the mobile app and you will be all set when you need an appointment.

*Behavioral Healthcare benefits are available for persons 18 years and older.

Questions? Call the Support Team at (877) 247-8817

Accident & Sickness Plan

ASHIP is an Accident and Sickness Hospital Indemnity plan provided by Chubb Insurance.  This plan was designed to provide cash benefits to help pay the deductible and out of pocket expenses not covered by your health insurance plan. Cash payments are sent directly to you.  You are not required to use them to pay the provider. Your coverage will begin the 1st of the month following enrollment.

Plan Cost

6 Month

12 Month

Student

-

-

Student + Spouse

-

-

Student + Children

-

-

Student + Family

-

-

A payment processing fee is included in the total plan cost.

Here are the key features:

Pro Tip:  You need to file a claim to get your cash.

Questions? Call Benefit Partners Group at (877) 247-8817

How to Submit a Claim

  1. The Accident and Sickness Plan Claim Form must be submitted within 20 days of the occurrence.
  2. Answer each item on page 1 and sign the form where indicated. Your Member ID is your Student ID number.
  3. Your policy number is 9908-37-36
  4. You may submit a claim form by mail, email, or fax.

Teladoc

Avoid waiting rooms! Teladoc gives you 24/7/365 access to doctors and mental health providers with unlimited visits at $0 copay. Get the care you need at a time and place that works for you. You can meet with the providers through the Teladoc app or website. Once a student enrolls, Teladoc benefits are available to spouses and dependents at no additional cost.

Plan Cost

6 Month

12 Month

Student

$75.60

Available Fall 2023

A payment processing fee is included in the total plan cost.

Here are the key features:

  • Unlimited visits with $0 copay per visit
  • Behavioral Healthcare with the ability to diagnose, treat and provide medication management
  • Dermatology care to diagnose and treat over 3,000 skin, hair and nail conditions
  • Prescriptions can be sent to the nearest pharmacy
  • Treatment covers over 50 routine medical conditions including allergies, cold/flu, sore throats, and rashes
  • U.S. board-certified doctors with an average of 20 years of experience
  • Recurring visits can be with the same provider of your choosing
  • Teladoc Frequently Asked Questions
  • Getting started with Teladoc

Pro Tip: Register on the mobile app and you will be all set when you need an appointment.

*Behavioral Healthcare benefits are available for persons 18 years and older.

*Teladoc plans are not a product of Metlife

Questions? Call Benefit Partners Group at (877) 247-8817